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How to Prepare for Fluctuations in House Loan EMI?

Taking a home loan is a significant financial commitment, and one key aspect to manage is the EMI (Equated Monthly Instalment) payments. At times, fluctuations in EMIs can affect your financial planning. Fluctuations in EMI can occur due to various factors, such as changes in interest rates, loan tenure, or financial conditions. Here’s how you

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Exploring Deductions and Exemptions in Direct Taxation

Income tax deductions and exemptions mitigate your tax liabilities during a financial year. They imply that the investments you made during the year offset against your gross annual income when you e-file your income tax return. The government offers these benefits to inculcate a habit of saving among citizens and build a stable financial future. 

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The benefits of using a lifetime free credit card for everyday purchases

Many think that credit cards should only be used to make major purchases and emergencies, not for everyday spending. This is indeed a common misunderstanding about credit cards. However, it needs to be understood that there is no danger in using your credit card for everyday purchases until you start overspending. Once you understand the

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What Happens If You Want To Sell Your House Before Paying Off Your Home Loan?

Can a homeowner sell a house before paying off the Home Loan? Yes, this happens most of the time. Home Loans have extended tenures of up to 15-20 years, while the average period people live in their current home is less than 10 years. So when homeowners decide to sell their house, they usually have

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